Mitch Kaminer
Office: 770-663-7536
Cell: 770-851-4647
Fax: 678-264-0916
sold@winwithmitch.com




Real Estate News
10yr Yields Finally Break The Range
Fri, 16 Jan 2026 21:28:20 GMT

10yr Yields Finally Break The Range Despite an absence of market movers on the calendar, bonds found a reason to move. In fact, 10yr yields staged their first legit breakout from the narrow trading range of the p..[read more]

Mortgage Rates End Week at Highs
Fri, 16 Jan 2026 21:06:00 GMT

Don't stress out. If we ignore the past 5 days, today's mortgage rates are still the lowest since early 2023.  That said, they're up a bit from last week and they moved moderately higher day-over-day. Last week's news regarding Fannie and Fredd..[read more]

Builder Sentiment Survey Not Yet Reflecting Recent Rate Changes
Fri, 16 Jan 2026 19:23:00 GMT

Builder confidence slipped to start the year, with the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) falling two points to 37 in January. The erasure of December's modest gains doesn't really do much to change th..[read more]

Compliance, Servicing, Mortgage Reset Tools; February and March Events and Education
Fri, 16 Jan 2026 16:50:55 GMT

How are we halfway done with January already? Wasn't it just New Year's? Some lenders slow down in the winter, but I am hearing reports of great Decembers and Januarys. Wanna fire up your sales team? Here's an article: "The golden handcuffs are slipp..[read more]

Slow Start, Quiet Calendar
Fri, 16 Jan 2026 15:38:57 GMT

Last week reinforced the lesson anything can happen in the bond market--even with less than an hour left on an otherwise uneventful day. There's no way to plan ahead for that eternal caveat, so we're left to observe prevailing momentum/volatility and..[read more]

Data-Driven Weakness
Thu, 15 Jan 2026 21:32:43 GMT

Data-Driven Weakness It was a reasonably straightforward day for the bond market. Trading was flat overnight, then weaker after the 8:30am Jobless Claims data.  That report is hit and miss as a market mover,..[read more]

Mortgage Rates Higher For Some Lenders and Lower For Others
Thu, 15 Jan 2026 20:25:00 GMT

Mortgage rates moved modestly lower for the average lender today, but higher for others. The distinction is whether the lender in question made a late-day adjustment yesterday afternoon.  At the time, the underlying market for mortgage bonds wa..[read more]

Hedging, Corresp. and Broker, Servicing, Quality Management, Fraud Prevention Products
Thu, 15 Jan 2026 16:47:58 GMT

While rumors swirl that Jerome Powell is paying his own legal bills while dealing with the DOJ, and the Administration is ruminating on using 401(k) or 529 funds to buy a home, in the land of "concrete news' the office-to-apartment and condo conversi..[read more]

Stronger Jobless Claims Leads to Early Selling
Thu, 15 Jan 2026 13:40:21 GMT

The weekly jobless claims data (not to be confused with the big monthly jobs report) is hit and miss when it comes to its propensity to move the bond market. On occasions where the results fall far from the forecast, we tend to see moderate reactions..[read more]

Some Asymmetric Risk When it Comes to Locking vs Floating
Wed, 14 Jan 2026 20:57:44 GMT

Some Asymmetric Risk When it Comes to Locking vs Floating Bonds improved today mostly in response to heavy stock losses creating some safe haven buying demand. Data wasn't heavily traded, but it didn't do any har..[read more]

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