Mitch Kaminer
Office: 770-663-7536
Cell: 770-851-4647
Fax: 678-264-0916
sold@winwithmitch.com




Real Estate News
Steady Gains in the PM Hours
Mon, 30 Jun 2025 20:45:17 GMT

Steady Gains in the PM Hours It's common to see the effects of month/quarter-end trading most prominently in the PM hours and today's quarter-end session was no exception. A glut of bond buying just after 12:30pm..[read more]

Mortgage Rates Take Another Step Toward April Lows
Mon, 30 Jun 2025 19:28:00 GMT

April 3rd and 4th saw the average top tier 30yr fixed mortgage rates well into the "mid 6's."  Many lenders were able to quote 6.5% at the time.  Just a few days ago, we noted there was still a ways to go before breaking below those early A..[read more]

Automation, HELOC Products; The Current State of Regulation and Compliance; Interest Rates Sagging
Mon, 30 Jun 2025 15:42:58 GMT

"The seminar 'How to avoid frauds' is canceled. Tickets are non-refundable.' Mortgage fraud is alive and well in the United States. In Utah, Kouri Richins, 35, the Kamas mother who is accused of killing her husband and writing a children's book about..[read more]

Slow, Sideways Start, But Month-End Volatility Always a Possibility
Mon, 30 Jun 2025 14:14:28 GMT

Month/quarter end trading is a somewhat esoteric and potentially frustrating concept for the typical market watcher because it seemingly violates the notion that market move for logical underlying reasons.  To be fair, month-end volatility also ..[read more]

Modest Friday Bounce Does Little to Alter Bigger Picture
Fri, 27 Jun 2025 19:24:57 GMT

Modest Friday Bounce Does Little to Alter Bigger Picture After a decent mid-day recover, bonds gave up their gains heading into the 3pm close.  It's a level of weakness that demands no explanation in the big..[read more]

Mortgage Rates Not Too Far From 8 Month Lows
Fri, 27 Jun 2025 17:16:00 GMT

Friday's mortgage rates ended up being right in line with Thursday's on average.  At 6.72%, the MND daily rate index is as low as it's been since early April when it hit 6.60%. If you're thinking that 6.72 doesn't sound much higher than 6.60, y..[read more]

HELOC, Ops Tools; STRATMOR and Servicing; The Importance of Marketing; Freddie Fannie News
Fri, 27 Jun 2025 15:57:52 GMT

Does anyone pay with cash anymore, or actually have the money in their bank account? Credit card debt is now $1.1 trillion. There is even a credit card just for automotive repairs! With those "Buy Now Pay Later' arrangements being added to the FICO r..[read more]

Pending Home Sales Data Scores Some Points, But Not Enough to Change The Game
Fri, 27 Jun 2025 15:36:00 GMT

The National Association of Realtors' Pending Home Sales Index (PHSI)'which tracks contract signings on existing homes'has remained rangebound for more than two years, constrained by affordability pressures and elevated mortgage rates. This week's up..[read more]

New Home Sales Drop to Lower End of Range After Hitting The Highs Last Month
Fri, 27 Jun 2025 15:06:00 GMT

New Home Sales fell sharply in May according to the latest report from the U.S. Census Bureau and HUD. After a brief surge in April, the seasonally adjusted annual pace dropped to 623,000'down 13.7% from April's revised reading of 722,000 and 6.3% lo..[read more]

Mortgage Applications Buoyed by FHA Refis
Fri, 27 Jun 2025 14:48:00 GMT

Mortgage application activity moved slightly higher last week despite a modest uptick in rates, according to the Mortgage Bankers Association's (MBA) latest survey. The Composite Index rose 1.1% on a seasonally adjusted basis for the week ending June..[read more]

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