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Real Estate News |
Pricing Product; 2026 In-Person Events Kick Off Soon; Fraud Continues, Take Your Own Exams!
Mon, 29 Dec 2025 16:48:15 GMT
Some percentage of readers reading today's Commentary are doing so from an airport in the Northeast, waiting for their delayed flight to depart. Whether manmade or natural, climate change and weather "occurrences' are a fact of life, and can't be cor..[read more]
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Mostly Sideways Despite Some Help From Europe
Mon, 29 Dec 2025 15:26:40 GMT
In addition to this week's holiday closure (early close Wednesday, fully closed Thursday), the econ calendar is also lacking in terms of potential sources of volatility. A majority of any meaningful momentum is most likely to come from mon..[read more]
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Bonds End Unchanged After Another Quiet Session
Fri, 26 Dec 2025 20:17:07 GMT
Bonds End Unchanged After Another Quiet Session This is essentially placeholder commentary to serve as Friday's recap even though no commentary is needed this week. Bonds saw some incidental strength in the..[read more]
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Mortgage Rates Match 2-Month Lows
Fri, 26 Dec 2025 20:00:00 GMT
Because mortgage rates are determined by the bond market, a boring market day typically translates to a boring mortgage rate day. But that's not entirely true today. While the level of movement is indeed very small, it only took a small movement to ..[read more]
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Non-QM, DSCR, Pricing Engine Products; Conventional Conforming News
Fri, 26 Dec 2025 16:51:29 GMT
Lender and Broker Services, Products, and Software In an open letter reflecting on a landmark 2025, Polly Founder and CEO Adam Carmel shares a powerful message of gratitude and strategic evolution. The company has spent the past year leading the ma..[read more]
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Technically Open, But Unofficially Still a Holiday Trading Session
Fri, 26 Dec 2025 15:58:00 GMT
Although the bond market is technically open today, it might as well not be. Late year holidays (Thanksgiving, X-mas, New Year) depress volume and liquidity more than any others. Today is neither an official holiday nor an early close day, but consid..[read more]
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Decent Gains With Some Help From 7yr Auction
Wed, 24 Dec 2025 18:18:26 GMT
Decent Gains With Some Help From 7yr Auction You know it's a holiday with an early closure if we're talking about a 7yr Treasury auction having an impact on the bond market. To be fair, 7s have had an impact once..[read more]
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Lowest Rates in Nearly a Month
Wed, 24 Dec 2025 18:01:00 GMT
It was a short day for the bond market that underlies mortgage rates, but a good one. A side effect of holiday weeks and early market closures is a bit of random volatility without any obvious justification. When volume and participation are low, bon..[read more]
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Christmas Eve: AI POS, Subservicing, Jumbo Products; Thoughts Operating Models; Freddie and Fannie News
Wed, 24 Dec 2025 16:44:55 GMT
Lender and Broker Services, Products, and Software "What would 50-100 bps more per jumbo loan mean for your team? Winning in today's market takes more than price, but having a competitive bid still matters. Give your loan officers a strong start to..[read more]
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Bonds Are Open... Sort Of
Wed, 24 Dec 2025 14:26:59 GMT
While many government employees have the day off today and Friday, these are not new, official Federal Holidays. As such, the bond market is open on the same schedule as always. Incidentally, that's an early close (2pm ET) on the 24th and a full clos..[read more]
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