Mitch Kaminer
Office: 770-663-7536
Cell: 770-851-4647
Fax: 678-264-0916
sold@winwithmitch.com




Real Estate News
Needle Threaded. Now What?
Fri, 18 Jul 2025 21:28:56 GMT

Needle Threaded. Now What? As always, big-ticket data and/or news headlines have  potential energy in terms of their impact on bonds/rates.  For instance, this week's CPI could have caused a big move..[read more]

Mortgage Rates Barely Budge Today and This Week
Fri, 18 Jul 2025 21:10:00 GMT

While any rate watcher's bingo card should always have a few squares devoted to "unchanged, flat, etc.," this week's had at least as many squares reserved for a big reaction to inflation data.  Specifically, Tuesday's inflation data had the powe..[read more]

Rising Rates Hit Mortgage Apps, But Pace Remains Better Than 2024
Fri, 18 Jul 2025 19:05:00 GMT

Mortgage application activity dropped sharply last week as rates moved higher, according to the Mortgage Bankers Association's (MBA) latest survey. The Composite Index fell 10.0% on a seasonally adjusted basis for the week ending July 11, reversing m..[read more]

Builder Outlook Ticks Up Despite More Price Cuts and Less Buyer Traffic
Fri, 18 Jul 2025 18:51:00 GMT

Builders are placing their better days in the future according to the National Association of Homebuilders (NAHB) and Wells Fargo's latest Housing Market Index (HMI). Buoyed by longer-run expectations, the headline builder confidence index rose one p..[read more]

Builders Breaking More Ground, But Not on Single Family Homes
Fri, 18 Jul 2025 18:41:00 GMT

The latest Residential Construction report from the Census Bureau showed a mixed bag for June, with a modest gain in overall housing starts driven by a rebound in multifamily construction, while single-family activity continued to decline. Building p..[read more]

Slow Green Friday
Fri, 18 Jul 2025 16:02:19 GMT

At the end of a week with a few big ticket economic reports and unexpected headline-induced volatility, who wouldn't like a break?  Friday's calendar offers respite with only Consumer Sentiment and residential construction numbers.  Neither..[read more]

Broker, Warehouse, Valuation Tools; loanDepot's LO Comp Lawsuit; MBA's MAA Campaign
Fri, 18 Jul 2025 15:54:13 GMT

With all of this talk about replacing people in our biz, could this be a future mortgage banker's conference? Delta is moving toward eliminating set prices in favor of AI that determines how much you personally will pay for an airline ticket. I recei..[read more]

Bonds Unfazed by Econ Data
Thu, 17 Jul 2025 19:55:43 GMT

Bonds Unfazed by Econ Data If you had to guess at the bond market's response this morning based solely on the outcome of the 8:30am economic data, you'd be very well justified in assuming some selling/weakness.&n..[read more]

Mortgage Rates Staying Broadly Sideways
Thu, 17 Jul 2025 18:51:00 GMT

Despite all of the economic data and news headlines over the past few days, mortgage rates have barely budged since last Friday. That was not what we expected this week given the anticipation for the inflation reports that came out on Tuesday and Wed..[read more]

HMDA Review, Corresp., Data Mining, Processing Tools; Agency Credit Scoring
Thu, 17 Jul 2025 15:52:00 GMT

"I forgot to put the seat belt on my five-year-old boy this morning and as we were leaving the trailer park, somebody shouted, 'You're an irresponsible father!' I yelled, "Who the hell said that?! Stop the car, son!'' Lenders know that not all manufa..[read more]

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